标题： 构建“一带一路”节点城市对中国各省数字普惠金融发展的影响 显示英文标题

标题： The Influence of Establishing Belt and Road Node Cities on the Development of Digital Inclusive Finance Across Chinese Provinces

摘要： 国内外学者对数字普惠金融的影响因素开展了大量研究，但关于“一带一路”倡议以及节点城市建设对其影响的研究较少，因此有必要研究“一带一路”节点城市建设对数字普惠金融发展的影响。本文主要采用描述性分析和文献分析的方法，总结和梳理了我国数字普惠金融的发展现状以及“一带一路”倡议发展的相关理论研究，并从我国数字普惠金融的发展现状及数字普惠金融对经济的影响方面分析整理了示范所需的背景知识。在此过程中，参考相关的经济理论，提出了本文的理论模型并进行了影响机制分析。实证上，本文选取2011年至2020年我国31个省份数字普惠金融的发展水平作为被解释变量，以“一带一路”节点城市的设立作为准自然实验，通过双重差分法验证了“一带一路”节点城市建设对各省份数字普惠金融发展的促进作用，并验证互联网发展水平是否为中介变量。实证结果表明，“一带一路”节点城市的设立确实促进了数字普惠金融的发展，其中互联网发展水平起到了中介变量的作用。 显示英文摘要

摘要： Domestic and foreign scholars have conducted many studies on the influencing factors of digital inclusive finance, but few studies on the impact of the "Belt and Road" and the establishment of node cities on digital inclusive finance. Therefore, it is necessary to study the impact of the establishment of node cities in the "Belt and Road" on the development of digital inclusive finance. This paper mainly uses descriptive analysis and literature analysis to summarize and analyze the development status of China's digital inclusive finance and relevant theoretical research on the development of the "Belt and Road" Initiative, and analyzes and collates the background knowledge needed for the demonstration from the aspects of the development status of China's digital inclusive finance and the impact of digital inclusive finance on the economy. In this process, referring to the relevant economic theories, the theoretical model of this paper is proposed and the influence machine analysis is carried out. Empirically, this paper selects the development level of digital inclusive finance in 31 provinces in China from 2011 to 2020 as the explained variable, takes the establishment of "Belt and Road" node cities as a quasi-natural experiment, and verifies the promoting effect of the establishment of "Belt and Road" node cities on the development of digital inclusive finance in provinces through the differential differential method. And verify whether the level of Internet development is a mediating variable. The empirical results show that the establishment of node cities in the "Belt and Road" does promote the development of digital inclusive finance in provinces with the level of Internet development as an intermediary variable.