标题： 关于环境责任保险对工业碳排放影响的研究 显示英文标题

标题： A Study on the Impact of Environmental Liability Insurance on Industrial Carbon Emissions

摘要： 为了探讨环境责任保险是否对工业减排有重要影响，本文选取了2010年至2020年的省级（市级）面板数据，并构建了双向固定效应模型，从直接和间接层面分析环境责任保险对碳排放的影响。 实证分析结果表明：在直接层面，环境责任保险的发展具有减少工业碳排放的效果，且其效果存在异质性。 在间接层面，环境责任保险在金融产业发展较好和不发达地区的角色较弱。 进一步的异质性分析表明，在工业发达地区，环境责任保险对碳排放的影响更为明显。 基于此，从扩大环境责任保险的覆盖面、创新环境责任保险的发展以及提高产业化水平等方面提出了对策和建议。 显示英文摘要

摘要： In order to explore whether environmental liability insurance has an important impact on industrial emission reduction, this paper selects provincial (city) level panel data from 2010 to 2020 and constructs a two-way fixed effect model to analyze the impact of environmental liability insurance on carbon emissions from both direct and indirect levels. The empirical analysis results show that: at the direct level, the development of environmental liability insurance has the effect of reducing industrial carbon emissions, and its effect is heterogeneous. At the indirect level, the role of environmental liability insurance is weaker in areas with developed financial industry and underdeveloped financial industry. Further heterogeneity analysis shows that in the industrial developed areas, the effect of environmental liability insurance on carbon emissions is more obvious. Based on this, countermeasures and suggestions are put forward from the aspects of expanding the coverage of environmental liability insurance, innovating the development of environmental liability insurance and improving the level of industrialization.