标题： 跨境结算优化的涟漪XRP随机动力学 显示英文标题

标题： Stochastic Dynamics of Ripple XRP for Cross-Border Settlement Optimization

摘要： 本文使用全面的随机框架评估XRP作为跨境交易流动性媒介的可行性。 我们使用结算延迟、制度转换波动率和跳跃扩散模型进行模拟。 这些模型使用来自公共交易所和RippleNet通道的历史数据进行校准，并在现实场景中评估外汇动态、流动性深度和尾部风险。 根据结果，XRP的行为与传统的GBM假设显著不同，具有制度意识的随机波动率提供了一条可靠的走廊优化路径。 我们的实证验证表明，增加波动率反馈和路由调整显著提高了汇款成功率。 显示英文摘要

摘要： The feasibility of XRP as a liquidity medium in cross-border transactions is assessed in this paper using a thorough stochastic framework. We use simulations of settlement latency, regime-switching volatility, and jump-diffusion models. The models are calibrated using historical data from public exchanges and RippleNet corridors, and they assess FX dynamics, liquidity depth, and tail risks in real-world scenarios. The behavior of XRP differs significantly from the conventional GBM assumptions, according to the results, and stochastic volatility with regime awareness provides a reliable path to corridor optimization. Our empirical validation shows that adding volatility feedback and routing adjustments significantly increases remittance success rates.